A customer has provided their ACH account info (account number, routing code). They are requiring that we add a 8 digit Reference Code (CCH000XX) to the ACH transaction. From the NACHA info at ACH File Details | ACH Guide for Developers we see a field for Reference Code with the description, This field is reserved for information pertinent to the business..
Thanks,
Robert
Hi @SG_Forum , Dwolla doesn’t allow for the customization of the Reference Code as you referenced in the link shared. However, the field you might be about to take advantage of is the the “Addenda Record” in ACH transactions. An Addenda Record can be added to ACH transactions as a note or memo containing information about a specific payment. It is used to provide additional information to the payment recipient about the payment. This value will be passed in a transfer request and can be exposed on your user’s bank statement source.
Dwolla does support the use of Addenda Records. They provide a unique opportunity to supply your users with more information about their transactions. Allowing you to include additional details about the transaction (such as invoice numbers) provides your end users with more information about the transaction directly in the payment details provided in their bank statement source.
As for whether the transaction will succeed without this code, it’s important to note that the Addenda Record is optional and is used for providing additional information about the transaction. It does not affect the success or failure of the transaction itself. However, if your customer requires this information for their own tracking or accounting purposes, you may want to include it.
If you need more information about how to add this feature to your account, please reach out to our support team at: support@dwolla.com.
Hi Spencer,
Thanks for the quick reply and good info!
RD
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