I am assuming the following:
- each Dwolla account has one “Balance” Funding source.
- this balance funding source is tied to the account. It’s basically that number on the left hand side of the user’s Dwolla dashboard.
Are these assumptions correct?
Under Sandbox, I can retrieve the balance funding source by ID, and the response will actually includes the amount of funds available (i.e. $970.00, USD). I always thought that I could only do this under Access API.
Is this because this is sandbox? Is this info always available for the balance funding source (regardless of sandbox vs production, and regardless of access api vs transfer api)? That would make sense, and that would be great.
Is there a difference in processing time between a transfer initiated from a bank vs a balance funding source?
Can you have a negative balance here? Can a user overfund? If so, how does that work?