I am a bit confused between the 2 offerings - Transfers and Access API. https://www.dwolla.com/products?b=header seem to suggest that “Transfer” is a platform that does not require any development effort.
Also, the documentation of “Transfer” at https://docsv2.dwolla.com/transfer/#introduction seems to hint at an API that the apps can use.
A use case for one of my clients is to set up a market place solution which will involve transfers between users with a facility to collect a commission for each transaction. While, the client is OK with authorization pages with dwolla branding, the transfers themselves should be initiated via an API call with the ability to track the status ( success/failure ) via API calls.
Would appreciate help from Dwolla team and the members of the community in deciding between Transfer and Access API for this use case. As always, cost is an important consideration.
Thanks in advance!