It seems that the API suggests the dwolla.js just helps with security, but is not mandatory?
“When you attach a bank account to a Dwolla account or white label Customer, use dwolla.js and let Dwolla reduce your risk of handling sensitive data.”
Does this mean I can still get the user’s bank info (routing/account/etc) via a form and create it with Dwolla API’s via my server?
Do I need any special security on my server?
What extra liability will I have creating a bank account via my server instead of the Dwolla.js?