I am working on developing an application like payroll processing that withdraws from a customer bank/master account bank and transfers money to a receive-only employee account.
- Does Dwolla automatically code this as an ACH PPD?
- If the employer funding source were from a master Dwolla balance/wallet, would this be coded as an ACH WEB transfer instead?
- Regarding pricing (to do a real world production test), would the assessed fee be:
- Receive only user: $1
- ACH transfer: 0.5% of transfer amount