Is there any reason not to always use same-day transfers?

My team is looking at the same-day transfers feature and we are wondering why this isn’t default. It seems like it would be better - is there any disadvantage to using it? Is there any price difference?

Hi @thoughtfulchris

Different payment options are offered in order to cater to different types of businesses. There isn’t necessarily a disadvantage with Same Day ACH vs Sandard, they just operate in different methods and timelines.

Same Day ACH transfers are only available for the credit portion of the transaction.
As long as the transaction is initiated prior to 12 p.m., funds will arrive in the receiving bank account by the end of business that same day.

Same-day ACH transfers are currently only available for Scale clients and do come at a slight increased cost per transaction.