# Payment Gateway Error

**URL:** <https://discuss.dwolla.com/t/payment-gateway-error/6001>\
**Category:** Funding Sources\
**Created:** [July 22, 2020, 6:39am UTC](https://discuss.dwolla.com/t/payment-gateway-error/6001 "2020-07-22T06:39:05Z")\
**Posts on this page:** 1\
**Showing post:** 52

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**Author:** ![spencer](https://sea2.discourse-cdn.com/dwolla/user_avatar/discuss.dwolla.com/spencer/32/2143_2.png) [@spencer](https://discuss.dwolla.com/u/spencer)\
**Post date:** [March 23, 2022, 1:50pm UTC](https://discuss.dwolla.com/t/payment-gateway-error/6001/52 "2022-03-23T13:50:48Z")

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Hi @vikas , as referenced in our developer documentation on [Customer types](https://developers.dwolla.com/concepts/customer-types), a transfer between two parties requires that at least one party must be CIP verified. It is your decision about which party completes this process based on your business model. If you are facilitating a transfer between two different users, at least one of them needs to be onboarded as a [Verified Customer](https://developers.dwolla.com/concepts/customer-types#verified-customer).

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_[View the full topic](https://discuss.dwolla.com/t/payment-gateway-error/6001)._