I have a question - before I implement Dwolla in my app, I want to understand how the settle process works. For instance, in Woo-commerce and if you are using stripe (or it could be their own processor, I don’t quite remember) they would batch transactions that would post a few days later. These batches could contain transactions for 2 or 3 days sometimes so when you went to reconcile your bank statement It made it super hard to identify which batch was what and which one included what (for instance, if the transaction didn’t happen before 5 pm, then it didn’t show until the following batch) - As you can see, this can easily and quickly get ugly.
That was for credit cards however, and I would ike to understand how it works for ACH in the Dwolla network. Are Ach’s processed batched and deposited into the receiving account as one lump sum? or is each transfer individual? is there a choice? (I would prefer them to be individual as it makes it much easier to reconcile and to utilize accounting software APIs.). If anyone can provide any insight on this, I would really appreciate it.