# Testing transfer failures **URL:** \ **Category:** General\ **Created:** [February 16, 2022, 9:45pm UTC](https://discuss.dwolla.com/t/testing-transfer-failures/7832 "2022-02-16T21:45:20Z")\ **Posts on this page:** 1\ **Showing post:** 2
**Author:** ![shreya](https://sea2.discourse-cdn.com/dwolla/user_avatar/discuss.dwolla.com/shreya/32/2154_2.png) [@shreya](https://discuss.dwolla.com/u/shreya)\ **Post date:** [February 17, 2022, 3:21pm UTC](https://discuss.dwolla.com/t/testing-transfer-failures/7832/2 "2022-02-17T15:21:01Z")
Hi @andrew-willow! It appears that this is a transfer to a Verified Customer type. In that case, this is expected behavior – the second leg of the transaction fails due to an R03 return from the bank, however, the funds were still successfully transferred to the recipient’s Dwolla Balance funding-source, which is why it is `processed`. If you retrieve the `funded-transfer` link from the links in the resource, it will take you to the final leg of the transfer which is `failed`. You can check out this gist to find out all possible scenarios that a transfer may encounter and the webhooks triggered in each scenario - [Outlines the sequence of events that are triggered for a subset of Dwolla payment flows that are bank-to-bank via ACH · GitHub](https://gist.github.com/spencerhunter/2ab064e8e76a049eb22e17ed8e92f350#transfer-scenario-1) --- _[View the full topic](https://discuss.dwolla.com/t/testing-transfer-failures/7832)._