Two transfers per payment?

(Tim Hawkins) #1

When I query the API, I’m getting two nearly identical transfers for each apparent payment. One includes the “source-funding-source” and “destination-funding-source”, while the other does not.

Is this supposed to happen?

(Shreya Thapa) #2

Hi @Tim_Hawkins, this sounds like a payment either from your Master Account or one of your Verified Customers. This is expected of a transfer originating from an account that can hold a Balance funding-source. The two transactions are a result of how the funds flow in the Dwolla network.

Example: Transfer of funds from a Verified Customer (VC) to an Unverified Customer (UC).

Leg 1: Funds transfer from the VC's Bank to Balance
Leg 2: Funds transfer from the VC's Balance to UC's Bank

Here’s a resource article that outlines the processing times for different types of transfers in Dwolla.

I hope that helps! Let me know if you have any further questions!