The purpose of include ipAddress in verified personal and verified business customer creation

Hi, I’m wondering what’s the purpose of including the ipAddress in the request to create a verified customer instance. Does it help with identifying potential fraud and automatically suspend their account?

thank you,


Hi @meng , It’s helpful to pass in ipAddress, however it doesn’t impact the systematic verification of a Verified Customer account. Our team will use it as an additional data point to detect potential instances of fraud, but that process isn’t automated. Since you as the platform that’s integrating with the Dwolla API for payments have more data on your users, it will be a beneficial data point for you to gather on user onboarding (and any other activity relating to their user account).