Hi @Saveraa_LLC
It looks like 64bce764-038f-4fc8-a82e-21d4b15bb654 is a Personal Verified Customer, so you may need to use /tokenURL
I attached the difference between them below and a link to our Drop-in examples repo as well
https://developers.dwolla.com/guides/drop-ins/generate-client-token#step-2-generate-a-client-token
Let us know if you reach any other blockers