We already integrated with DwollaAPI and it works well for our base use cases. But now we have to develop new one and need your advice in specific moment.
So we have verified CustomerA (personal or business). This customer know name, email, accounting/routing numbers and bankAccountType for bank account of CustomerB (receive-only). And we want allow CustomerA make transfer to CustomerB (to mentioned before account_number). Seems we can do it with no issues as bank-to-bank (or balance-to-bank) transfer from verified customer to receive-only customer. We are going to create funding source for CustomerB just by “POST …/funding-source”.
But we have requirement - we don’t want to do this, if receiver’s bank account is “individual/personal” account, i.e. not a business bank account.
Question: is there way, using Dwolla features, determine if funding source created by “POST …/funding-source” is “individual” or “business” account?
I understand that we can/should ask CustomerA which type of this receiver account, but we looking for some “confirmation/re-check” solution.
We also use Plaid in our application. Do you know if we can find some solution for this in Plaid features?