I am trying to build an app that allows users to transfer money between other users and their banks, will this API be able to accomplish this?
Yes. You can use VCR accounts to hold a balance and then allow your users to exchange funds between themselves. This is a facilitate model. https://www.dwolla.com/platform/
Hi @Toshal_Ghimire, To add on to Ben’s reply, a facilitator model for Peer-to-peer (P2P) transactions is something we support which would be inline with the features of Venmo. Your end users would setup personal Verified Customer account which have the ability to hold a balance in the network. Users can then load this balance and send from there or send directly from their bank account to another user. If you have any questions on this specific Customer type and how it applies to your use case, please don’t hesitate to let us know!