Add a bank funding source (Verified/Unverified)

(SP) #1

What are the difference between https://developers.dwolla.com/resources/dwolla-js/add-a-bank-account.html#dwolla-fundingsources-create and https://docs.dwolla.com/#create-a-funding-source-for-an-account?

(Shreya Thapa) #2

Hi @shreyas.p, that’s a good question, thanks for posting to the forum!

Adding a bank via Dwolla.js securely transmits sensitive data (bank account and routing number) to Dwolla without having the data pass through your server, wheres creating a funding source via the API would mean your app will be collecting the information, and passing it on to Dwolla through your server.

Adding a bank via Dwolla.js is a recommended route as it reduces your risk of handling sensitive data. Hope that helps! If you have any further questions, please feel free reach out!

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