Creating wallet in production

Hey, in sandbox when we create a verified user, wallet gets created and user is able to send and receive funds wallet to wallet without any funding source attached to it. I have tested this and this works fine in sandbox, will it work the same in production? Is it not compulsory to add funding source information for creating a verified user who is able to send and receive funds in his/her wallet?
Please let me know what all information is compulsory for creating a verified user who is able to send and receive money wallet to wallet.

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Answered in a different post - Wallet in production - #2 by shreya