Funding source verification

API Support
1

how we know or get funding source verified unverified by api
funding source verification by account number and routing number or Plaid

2

Hi @Sateesh_Kr_Maurya,

You can find the status of a funding-source by making GET call to the funding source endpoint and viewing the status field in the response-body.

Here’s an example request//response body for retrieving a funding-source via the API that has a status of unverified -

GET https://api.dwolla.com/funding-sources/e52006c3-7560-4ff1-99d5-b0f3a6f4f909
Accept: application/vnd.dwolla.v1.hal+json
Authorization: Bearer pBA9fVDBEyYZCEsLf/wKehyh1RTpzjUj5KzIRfDi0wKTii7DqY

...

{
  '_links': {
    'self': {
      'href': 'https://api.dwolla.com/funding-sources/e52006c3-7560-4ff1-99d5-b0f3a6f4f909'
    },
    'customer': {
      'href': 'https://api.dwolla.com/customers/36e9dcb2-889b-4873-8e52-0c9404ea002a'
    },
    'initiate-micro-deposits': {
      'href': 'https://api.dwolla.com/funding-sources/e52006c3-7560-4ff1-99d5-b0f3a6f4f909/micro-deposits'
    }
  },
  'id': 'e52006c3-7560-4ff1-99d5-b0f3a6f4f909',
  'status': 'unverified',
  'type': 'bank',
  'name': 'Test checking account',
  'created': '2015-10-23T20:37:57.137Z'
}

Funding-sources can be verified by various methods in Dwolla. We have an article in our documentation that walks you through the different funding-source verification methods with additional information about each.

Let us know if you come across any further questions!

3

Hi,

today have initiated micro deposit on production server. and after 3 hour I have try to make payment with ($0.01+0.01) total $0.02 for micro-deposit through API. and its giving 403 error.
and my dwolla account on fund-source tab its showing error “Deposit verification failed”.

why its giving error like this. I used actual bank account detail for initiate micro-deposit verification process.

Please help me on this.
Thanks
Murli

4

Hi @murli_1990 – the microdeposit amounts would probably not have made it into the bank account within 3 hours of initiating. Were you seeing the two $0.01 amount deposits in your bank statement by any chance and you entered the amounts for verification? If not, you’d have to wait for the microdeposits to process and get a `customer_microdeposits_completed" webhook before verifying the amounts.

5

Thank you @shreya .

Is there any API to find out that Initiate micro-deposits passed of fail from the bank.
Because I need to prevent micro-deposit again-again by the user. Because after 3 fail attempted " Initiate micro-deposits " going to fail.

So I need an API to stop " Verify micro-deposits " process until and unless the bank not approved for " Verify micro-deposits".

And when the bank will approve, then I will able to call " Verify micro-deposits" API with $0.02+$0.05.
And finally, fund-source will be verified.

6

Or could you please let me know how to create webhook an uses it. Please share me and code

7

Sure thing! Here’s the section in our docs that explains the endpoints related to webhook-subscriptions - https://docs.dwolla.com/#webhook-subscriptions

Here’s also a step-by-step guide on creating a webhook-subscription that might be helpful - https://developers.dwolla.com/guides/webhooks

Hope that helps!