How fast bounced transfers are

Hello there. How much time it takes on average to see “cancelled” status on transfer, if there is not enough money on customer’s funding source?

Hi @Sokol , I “think” you are referring to an ACH return code such as an R01 (Insufficient funds) which would map to a failed status via the Dwolla API. The table in our docs provides a return timeframe for the most common returns we see across the platform. This return code glossary is a helpful resource as well.

A cancelled status in Dwolla is applicable when an ACH transfer is created and then cancelled via the API prior to it being exported on ACH file and sent to the Fed for processing.